The following is a partial list of programs offered by T&G Financial Inc. DBA Cornerstone Home Mortgage & West Coast Veterans with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 360-570-0106.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
Construction loans are used to finance the construction of a new structure. Whether you’re interested in building a brand new home for you and your family or you’re looking to construct a commercial property we can help craft a terrific lending solution. Each loan is as unique as the property you’re looking to construct.
We look forward to your questions about construction loans. Please call us to find out more.
VA loans are only available to qualified military veterans, active duty, reservists and their families. These loans are only available to these individuals for their own primary residences and cannot exceed a $2,000,000 loan limit (this is constantly changing and we’ll talk about this when you connect with us). For information on qualifying for this loan program please give us a call today. We work evenings and weekends do don’t worry about us keeping bankers hours.
If you are PCS’ing here into Washington State please click here Planning Your PCS
At West Coast Veterans a VA Home Purchase can be used to acquire a stick built property or a manufactured home (if you do decide to do a manufactured home they must be June 1976 or greater in age, double wide, on real property and be in average plus condition. There are some other nuisances of Manufactured Homes but we’ve been doing them for many years and we’ll help you understand them if you decide to go this route.
If you already have a VA Home Loan, you can do a VA Cash out to take monies for anything form college tuition, debt consolidation, home improvements and many other purposes. From time to time the banks may cap you at the amount of funds you can finance, currently they fluctuate at 90% to 100% of the value of your home. We will update you with what is happening currently in the markets.
VA Irrrl Rate Reduction Refinance Loan, here you can lower your rate, with no appraisal, no financials and no income. (give us a call to discuss these options more in detail)
Don’t forget to see our PCS Planning Section so you can see what we need to do for you to get ready to buy a home when you PCS here or if you are already at your duty station. Or just click on Apply Now and finish an application. That way we have all the information needed to help you on your way to navigating your VA Home Loan.
Take it easy and thank you for your service.