What Our Customers Say About Us

I highly recommend going with Tim and Riley. Local is what most banks are going to be looking for and made it a lot easier so secure a house. Both of them put in good work to help guide through the process. I feel like text communication could have been better as there were some confusing stuff to me. But they have been a good help even with refinancing!

Riley was amazing, super helpful and the process was extremely quick with her. I would recommend her to anyone. Thank you, Riley 🍾🎉🙏

We had an amazing experience working with Tim and his daughter Riley for our home loan. From start to finish, they were professional, knowledgeable, and incredibly responsive. They took the time to explain every step of the process in a way that was easy to understand, which made what can be a stressful experience feel smooth and manageable. What really stood out was how personal and attentive they were. They genuinely cared about finding the best loan option for our situation and always made themselves available to answer questions. Their communication was clear and timely, and we always felt confident that we were in good hands. If you’re looking for a home loan team that is honest, hardworking, and truly dedicated to their clients, I highly recommend Tim and his daughter Riley . They go above and beyond, and we couldn’t be happier with the service they provided.

Tim and Riley were both great while we were looking for a house. They provided all the information we needed and were very helpful during the whole process of buying our house and getting the mortgage figured out.

Easy to work with. Answers questions, is very patiet. I would certainly reccomend

Tim and Riley were wonderful to work with. They were incredibly communicative, responsive, and helpful in explaining the pros and cons of each option and the whole mortgage world in general. They found me the best rate and the whole process was painless and quick. Can’t recommend enough!

Tim and Riley have certainly changed the course of our financial lives. Tim and Riley gave us the loan opportunity and what it would it take from us right away. We knew what we were getting into because of the detailed driven work of Tim and Riley. I will forever trust them because of their integrity and caring. We happened to cross their path once, which turned out to be the best financial step we could have made. They are truly amazing!

Tim and Riley have been absolutely phenomenal with guiding me through the home buying process. I met with Tim a year in advance and he reviewed my finances and let me know what I needed to do. As someone new to the home buying process, I had no idea what I was doing and I was quite nervous. Tim was so helpful with guiding me through the process and being reassuring and communicative.

The Barlow team of Tim and Riley made my refi easy. Their expertise and professionalism were superb throughout the process! I highly recommend them!

Tim and Riley from West Coast are absolutely the best! They stayed on top of the loan process and were available any time we had questions. If you're a Veteran looking for a home loan, I cannot recommend them enough!!!

They are great. Tim is amazing and knows what he is doing and you can tell his daughter is following in his footsteps. We have used them for both our houses and refer them to all our friends.

Tim was great to work with and on top of everything. He’s very thorough and efficient which made the whole process much easier, it was a pleasure working with him and I will definitely be using him in the future.

Tim was a tremendous asset to have during our home buying process. He was available at any point in time to answer questions and keep us in the loop on how things were going. We felt like we were his main focus and top concern. We highly recommend Tim and can't express how appreciative we are for all his work with us.

I worked with Tim and he great through the entire process. There was a clerical error near the end and he swooped in and saved the day. I am very grateful for the efforts in making it work. Been very kind and helpful.

Used VA home loan, Tim and Riley were great and worked with my schedule! Much thanks for the new home!

Tim and his daughter were great to work with throughout the whole process. He genuinely cares and continuously kept me updated. I’d definitely use them again.

Tim was wonderful to work with, he made the process go as smooth as possible and listened to my concerns and answered my questions to the best of his ability

Tim knows the ins and outs of VA benefits and took the time of make sure I received the best possible terms and kept me posted every step of the way.

Tim was great! He is easy to talk to and always answered all of our questions. We ended each conversation feeling very supported! Would definitely recommend!

Really great experience working with Tim! Always answered his phone when I had questions. Super personable and friendly! Will go to Tim again when I buy my next house!

I am a repeat customer and can say wholeheartedly that Tim and Riley are an amazing team. This is my third home purchase with their assistance. They deeply care about their customers and work very hard to make sure every step of the process is smooth. They even facilitated a complicated closing when my husband had to sign remotely from another state! I love that they care so deeply about the military community and support our veterans.

Riley and Tim Barlow where amazing to work with and helped me tremendously with getting this done I couldn’t have done it with out them and I will be highly recommending to everyone, thank you guys for your support and patience

Working with West Coast Veterans-VA Loans, especially Tim Barlow and his daughter Riley, has been one of the best decisions my husband and I ever made during our home-buying journey. From the very beginning, Tim made us feel like more than just clients—he treated us like family. He guided us through every step with patience, transparency, and genuine care. What truly set Tim apart was his compassion. I am going through cancer treatment, and Tim never hesitated to check in, offer support, and make sure we weren’t overwhelmed. That level of kindness is something you can’t put a price on. He and Riley both went above and beyond to ensure everything went smoothly, and even surprised us with a thoughtful housewarming gift after closing. Tim didn’t disappear after the deal was done either—he checked in two months later just to make sure we were doing well and assured us he’d stay in touch if interest rates drop. That kind of long-term commitment is rare in this industry. If you’re looking for a mortgage company that is not only knowledgeable and professional but also truly cares about the people they serve, we wholeheartedly recommend West Coast Veterans- VA Loans and the Barlow family. They made a stressful process feel manageable, and we’re deeply grateful for their support.

West Coast Veterans was absolutely amazing. Tim spent so much time explaining how the entire process worked. Tim helped us make a plan to build our credit and helped us every step along the way

Riley and Tim were awesome to work with. They were knowledgeable, professional, and communicative. We refinanced and it was the smoothest experience I’ve ever had. I’ll definitely be a repeat customer.

Phenomenal experience working with Tim and his team! Exceptionally responsive, knowledgeable, and proactive, absolutely recommended!

I highly recommend Tim to anyone using their VA benefits. He made the home-buying process easy to understand and took the time to explain every detail. Tim welcomes feedback, and the more you work with him, the better he and his team can help. He’s great at following up after the purchase and has been a reliable source of information whenever I have questions. Our home-buying journey took a while because we weren’t sure what we wanted, but once we decided, everything was handled smoothly and quickly. I also followed up with Tim 10 months after my purchase to ask about refinance rates and the best course of action — he provided helpful guidance and made the process easy to understand.

This is a winning team, especially for veterans! I can’t say enough good things about Tim and Riley. They really have your best interests in mind, and will treat you like one of their own. Thank you!

Great customer service, just good people. Helped me and my family with our first home Mortgage.

Tim and his team have been amazing both times we’ve worked with them. Tim is great with keeping you informed and always happily answers any questions you have. So thankful we were able to have Tim’s help throughout our whole home buying process.

Tim and Riley are a great team! They made home buying a smooth process. Tim is available 24/7 and is on top of everything. His constant communication and streamlined process alleviates some of the stress when buying a home. I highly recommend Tim for any other veterans looking to use their VA entitlements!

Working with Riley and Cornerstone Home Mortgage was so smooth, fast. They made the process so easy for us in such a stressful time and for that I’m super grateful. Effective communication, always kept us updated. I recommend 100%.

Tim and Riley are a fantastic duo! They took great care of us, ensuring our needs were met, and our process was smooth. They were available in the evenings and on weekends, talking to us and texting us all the way until we got keys. I would 10/10 recommend to anyone searching the market!!

I am very pleased with Tim and Riley Barlow. I had a good impression from Tim from the moment I first spoke with him on the phone. I never felt like I was ignored or that I wasn't their priority. I knew they had to have been working with several other clients, but they never mentioned it and made me feel like I'm #1. They took the time to thoroughly answer my questions and never failed to contact me with updates. This was my first home purchase, and I'm grateful to have been able to work with this friendly and knowledgeable team. I hope to work with you again.

Tim made the process of purchasing a new home less daunting. He works with you and actually helps you understand what is happening now and what to expect next. I will be recommending him to anyone I know the needs a lender. Thanks Tim and Riley you both were awesome to work with.

Working with Tim on my mortgage was an outstanding experience from start to finish. He was professional, knowledgeable, and genuinely committed to helping me through every step of the process. Tim took the time to explain all my options clearly and made sure I felt confident in the decisions I was making. What really impressed me was his responsiveness and attention to detail. He always made himself available to answer questions, kept me updated throughout the process, and ensured everything stayed on track for I highly recommend Tim to anyone looking for a trustworthy and dedicated mortgage lender. He truly goes above and beyond!

A team that is clear and to the point! It was unbelievable what was achieved within our 3 week time frame. Always bet on Tim and Riley Barlow!

Tim is an amazing person to work with. He will walk you through all of the steps during what can be a stressful time. This is the second time I’ve worked with him and he once again proved to be a rockstar. Now he’s added his daughter to the Team. If you’re looking for a lending team to give you the best service, look no further. They work side by side with you and will call/text with continuous updates. Thank you Tim to you and your team for the outstanding work!

From the moment that we had first contact with West Coast Veterans- VA Loans, Tim and Riley have been consummate professionals. Tim was constantly in touch letting us know what steps needed to be completed and within whatever the given timeframe was. Riley ensured that we had all of the necessary instructions, to include videos showing step by step instructions for completing specific tasks. Every step was described in great detail, so as to avoid any possible confusion. They made the process of our request to purchase another home utilizing my VA eligibility status easy and basically as stress free as buying a home can be. I would 100% recommend them to any veterans looking to buy a home.

Tim made my home buying process so easy and helped get me a great rate. I’m very thankful for Tim and his team and would highly recommend them!

Riley Barlow was absolutely wonderful! I was her first case/client that she took with her dad, Tim Barlow, assisting her as needed. She was always accessible to get hold of by phone and if she was on another call when I called her, she would immediately call me back. I hadn’t purchased a house in about 40 years so as you can imagine everything has changed so much. Riley was kind, patient, professional and always willing to help. She will excel in this field/career and be able to create exciting future for herself. If you’re looking for somebody to help you through getting a mortgage and the process of purchasing, Riley’s the person to help you make the process smoother! Riley and her dad Tim

I'm writing a review about the great service and successful service provided by Tim Barlow and Cornerstone Home Mortgage in the, "Cash out Refinance" of my home. I called Tim early in May 2025 and we have literally signed closing documents within 30 days and at a rate that is very competitive within the industry. Every aspect of this process was part and parcel of professionalism and met my every expectation and was simply smooth. Thank you Cornerstone Home Mortgage, Tim Barlow and your team. I'm a Veteran. Eldon Flaig

One of the best decisions I have made in my life was to trust Tim. Best rate, closing, and over all experiences that we could have imagined.

I had the pleasure of working with Tim Barlow. He did an amazing job communicating with me through the process and making my first time homebuyer experience as least stressful as possible. There was not a question I had that Tim did not have an answer for. Tim will definitely be the guy I recommended to anyone I know looking to buy. Appreciate you Tim!

We had a terrific experience with Tim. He and his team are knowledgeable, extremely responsive, and honestly the whole process was so incredibly smooth. We got a good rate, he worked with the underwriters and the whole transaction was perfect. It may just be me but I tend to be overly analytical and he walked me through all the scenarios and talked with me through my anxieties of the process and frankly was patient and engaging. He's genuinely interested in making sure you have as much information as you want and makes sure you have the information you need. Can't recommend him and his team highly enough. Thank you Tim!

Tim and Riley Barlow was wonderful to work will. I would recommend them 100%. They financed my new home from start to finish was in my new home in one month. They handled all the VA financial paperwork with no problems.

My wife and I had an amazing experience with our mortgage broker, Tim Barlow. We couldn’t be happier with the service and treatment we received! He kept us informed along the way. Answering all of our questions and making sure to explain our options thoroughly. Buying a new home can be very frustrating and challenging, but Tim and his team made sure that process was stress-free. If we had to choose a mortgage broker again, it would be him 1000 times over again. Thank you so much, The Backmon Family

Tim went above and beyond to help us; finding us the best rates, connecting us with an AMAZING realtor, being available at any time, and giving helpful, honest, and friendly advice. As the process went along we were kept updated with personalized videos which was a really nice touch and made the experience as stress free as it could be for younger first time buyers

Tim went above and beyond. Referred us to an amazing realtor as well. He will tell you when you’re ready and when you’re not ready to buy a house. If you’re not ready, he will stay and work with you so you are able to afford one even if it takes several months. He works around the clock and will work with your schedule no matter what time of day it is. I couldn’t think of ever asking anyone different for help buying a house.

Excellent services and attention to loan rates. Nailed & locked a lower rate the moment it dropped and just in time, rates went up a few days later. Tim was awesome, well informed and always available.