Tim Barlow MLO#109204

NMLS # 47795



Tim Barlow MLO#109204 President/Mortgage Broker
Background image for T&G Financial Inc. DBA Cornerstone Home Mortgage & West Coast Veterans 47795
Tim Barlow MLO#109204

Tim Barlow MLO#109204

President/Mortgage Broker

Mortgage Calculators

Loan Programs



About Tim

President/Mortgage Broker

Hi my name is Tim Barlow and I am the Founder/President of Cornerstone Home Mortgage & West Coast Veterans (A Licensed Mortgage Brokerage) serving the needs of homeowners all over Washington since 2001. I started this company working with active duty military/Veterans at the very beginning of my career then shortly thereafter began lending on all the loan types. My company has served homeowners all over Washington state and around all of the Puget Sound/JBLM Communities and I now serve as a mortgage advisor to some of the top agents in the Puget Sound region.

I started this company out of my parent’s house because I didn’t have a lot of capital in the early years and second to avoid a long commute to Seattle from Olympia that I did for 5 years. It was interesting in the old days when people would come in and get a loan from me when working out of the home that I grew up in.  In 2003 after I had a couple years under my belt I bought my 2nd home and It had an office where I could finally have room for an assistant. I worked from this home for 10 years so I could help raise my 4 kids and keep an eye on them. In 2013 I was able to purchase a commercial office space in Lacey Corporate Center just a couple of miles from my home. Buying this commercial space allowed me to finally move my office out of my home and separated my home life from the business. This made it a bit nicer for the kids because they could relax a little more and not have to keep everything so spotless for our customers.

I graduated from Central Washington University in 1989 with a Bachelors Degree in Business Administration and an MBA from City University in Tacoma, WA in 2000 with a specialization in Managerial Leadership.

My company works with Conventional, VA, FHA, and USDA home loans (We can also finance manufactured homes) and do Jumbo loans. Whether you are a first time home buyer or changing in the lifecycle has you moving up, downsizing or becoming an investor (I have been a landlord since 2006) I can help you make some great financial decisions in managing the biggest debt you will ever have!

I have 4 kids and extended family and a lot of them have worked in the office in some capacity whether it was cleaning, post-closing files, doing database administration or marketing/social media.

My father Scottie Barlow served in the US Air Force and one time made me shine all of his shoes 6 times. He wasn’t happy with the first 5 times I shined them and finally on the 6th go round I finally made it up to his standards. This is an example of how I was raised which allowed me to take on a job on and do it right the first time. Between him and my mom Diane Barlow we couldn’t get anything past them as kids and we were taught to work hard, get things done and be self-sufficient.  It’s where I learned to work very hard and developed the skills to do things quickly. 

We have instilled this thinking in our staff and we work hard so you don’t have to stress out through the home buying or refinance process.

When I’m not doing loans I like to go boating out on the Puget Sound with my better half Mary, razor clam digging, shooting guns, snowboarding, fishing for Salmon, Steelhead, trout, or bass (really any kind of fishing salt or fresh), riding street bikes with my brother or hanging out with my kids, grandkids and the rest of my family.

Experience | Energy | Drive | Transparency | Competitive Rates | On-Time Closings

Thank you for betting on Tim! (BetOnTim.com)


Contact Tim

Tim Barlow MLO#109204

President/Mortgage Broker
NMLS# 47795

4520 Intelco Loop SE Suite 1A
Lacey, WA 98503
State Licenses: WA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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